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Open source lending tinged with racism

Open source lending tinged with racismProfit opportunityIf some non-financial factor is restricting the ability of some people to obtain the loans, then anyone who ignores that factor will be able to charge a higher rate than would otherwise be obtained.If someone's financial profile would justify a 5% rate (just to...

Tags: Financial services, open source, borrower, racism, auction

Discussion threads 2008-07-09

Remend Brings Web-Based Automation and Collaboration to Mortgage Servicing

Despite many dramatic changes in the mortgage industry - more loan types and funding sources, increased regulation and an influx of higher-risk borrowers - most mortgage lenders and servicers still use IT systems designed for a much simpler lending environment. This often results in inefficient internal processes with limited reporting...

Tags: Web, Collaboration, Mortgage Company, Microsoft Corp., Borrower, Analysis, Automation, Remend OnDemand Software, Mortgages, Groupware, Finance, Capital Structures, Enterprise Software, Software

Case studies

Additional Resources

Is WellCare the Countrywide of health care?

Is WellCare the Countrywide of health care?There are outfits that use their own facilites openlyKaiser Permanente is the most obvious and has done this for ages. They invented managed care and that's their model.When managed care started to grow, some companies followed that model, but most abandoned it.The case...

Tags: Vertical industries, Benefits, HEALTHCARE, Kaiser Permanente, Countrywide, WellCare, health care

Discussion threads 2008-01-29

Fun with business intelligence

The financial industries, particularly those concerned with securities trading, employ a lot of genuine rocket scientists - physics grads who aren't intimidated by complexity and consider the transformational models used in finance about as unnatural as breathing. Unfortunately most of their work is not understood...

Tags: Risk, Financial, Credit Card, Industry, Pricing, Strategy, Business Intelligence, Tools & Techniques, Sales Channel, Financial Accounting, Financial Services, Enterprise Software, Marketing, Management, Software, Data Management, Sales, Finance, Paul Murphy

Blog posts 2008-01-15

Mortgage upheaval could ding online advertising

Mortgage upheaval could ding online advertisingThis is news?Dude, current home mportgages ding everything in the economy.Does this mean the end of mortgage spams?If there's no money for mortgage lending, then there's no need to advertise that (non-existant) money via spam... hoorah.Broader reaching than thatYes, some of the top advertisers are...

Tags: Mortgages, Financial services, Traditional Media, online advertising, mortgage, payment, equity

Discussion threads 2007-08-16

Arrowhead Credit Union Mortgage Rates (widget)

Arrowhead Credit Union Mortgage Rates provides current mortgage rate information for Arrowhead Credit Union in Southern California. Arrowhead is a full-service financial institution that lends primarily in California. Prior to funding a loan a borrower must become a member of Arrowhead Credit Union. Residents or those Employed in the San...

Tags: Mortgage Rate, Arrowhead Credit Union, Financial Services

Software downloads 2007-06-01

Lenders abusing federal student borrower database

Lenders with access to an Education Department database of student borrowers have repeatedly violated federal laws, The Washington Post reports. The wrongdoing is so pervasive that Education is considering shutting down the database until it can tighten security, the Post said. Students Social Security numbers, e-mail addresses, phone numbers,...

Tags: Government technology, Education

Blog posts 2007-04-16

Lenders abusing federal student borrower database

Lenders abusing federal student borrower databaseHere's what I'd like to seeI'd like to see these firms cut off from that database. I'm tired of getting solicitations from 3rd parties saying that I should consolidate my loans. I hate it. I'm perfectly happy with my loans the way...

Tags: Storage, database

Discussion threads 2007-04-16

LoanMeister (zip)

LoanMeister uses the power of Microsoft Excel to make it quick and easy to produce an amortization table for a loan by simply entering the amount of the loan, the interest rate, the term of the loan in months, and the starting date of payments. LoanMeister allows you to track...

Tags: Payment, LoanMeister, Operational Accounting, Finance

Software downloads 2005-12-29

Hardware check-out/check-in forms

Use these simple yet effective hardware check-out/check-in forms to track your organization's loaner equipment. These forms also ensure that the borrower knows what happens if the hardware is lost, stolen, or damaged.

Tags: TechRepublic Inc., Hardware

Download resources 2003-03-11

Case Study: iCrystal

The Victoria Police were looking for an easier way to stock-take its forensic library of firearms, which included 4000 items ranging from pistols to machine guns. Various RFID solutions were identified to suit different types of firearms. In addition to a system that provided accurate tracking of weapons in and...

Tags: Solution, RFID, Wireless, Security, Biometrics

Case studies

Towards Securing Pocket Hard Drives and Portable Personalities

Inexpensive portable storage devices that are available in the market nowadays have made it easier for users to carry data and programs with them and borrow computing platforms when needed. While this model of computing is very attractive, it is promiscuous and thus protection is needed both for the borrower...

Tags: Hard Drive, Storage Device, New Jersey, Storage, Storage Management, Hardware

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