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How IT can help save the global financial system

How IT can help save the global financial systemCause was a moral fialure, not financial. Unbalanced balance sheets had absolutely nothing to do with the current global financial mess we are in. What happened is that bankers lied to potential borrowers and saddled them with loans they could...

Tags: Financial accounting, financial, financial system, information technology

Discussion threads 2009-05-26

Capital, Capital. Wherefore art thou scarce capital?

My Kingdom for Capital Expenditure Funding The current meltdown on Wall Street is definitely having an impact on the technology sector. This week's recent earnings forecast from SAP rather convincingly showed us that the capital markets will adversely impact technology sales. Capital for...

Tags: Wall Street, Firm, Borrower, Pricing Strategy, Banking Relationship, Sales Strategy, Banking, Pricing, Sales Force Management, Roi/Tco, Sales, Financial Services, Marketing, Finance, Managerial Accounting, Brian Sommer

Blog posts 2008-10-07

Open source lending tinged with racism

Open source lending tinged with racismProfit opportunityIf some non-financial factor is restricting the ability of some people to obtain the loans, then anyone who ignores that factor will be able to charge a higher rate than would otherwise be obtained.If someone's financial profile would justify a 5% rate (just to...

Tags: Financial services, open source, borrower, racism, auction

Discussion threads 2008-07-09

Promises 1.1 (Mobile)

"Neither a borrower, nor a lender be" - but if you must then you need "Promises". Keep track of everything you lend to or borrow from your friends, colleagues and neighbours. Save future arguments by getting a digital signature when items are loaned out or returned. Confront errant borrowers with...

Tags: Digital Signature, Mobile, CD, Borrower, Tim Kaye, Digital Signatures, Authentication/Encryption, Digital Security, Security

Software downloads 2001-08-05

Remend Brings Web-Based Automation and Collaboration to Mortgage Servicing

Despite many dramatic changes in the mortgage industry - more loan types and funding sources, increased regulation and an influx of higher-risk borrowers - most mortgage lenders and servicers still use IT systems designed for a much simpler lending environment. This often results in inefficient internal processes with limited reporting...

Tags: Web, Mortgage Company, Microsoft Corp., Borrower, Automation, Remend OnDemand Software, Mortgages, Collaboration, Groupware, Finance, Capital Structures, Enterprise Software, Software

Case studies

Additional Resources

The really inconvenient truth: real price of our energy

A different take"Economics and business have a notoriously short-sighted, narrow-minded set of considerations. Haven?t we just re-learned that ancient lesson from the hedge funder corruption and the phoney mortgage miasma?"What lesson did you learn? Did these markets fail or did government intervention in market operations corrupted them? Why are tax...

Tags: Inconvenient Truth

Discussion threads 2009-10-17

All My Movies 5.5 build 1285 (Windows)

Organize your movie collection and track loans with All My Movies. All My Movies delivers what other products just promise: a really fast way to organize your movies. Just enter movie name or UPC code, and get everything else from the Internet. If you regularly loan movies from your collection,...

Tags: Movie, Microsoft Windows, Bolide Software

Software downloads 2009-08-11

A Comprehensive Credit Assessment Framework: Overview and Implications for the Subprime Crisis

Existing credit scoring approaches have put too much of an emphasis on past loan performance and historical market conditions and not enough on borrower capacity, new mortgage product risk characteristics, and economic cycles. This paper introduces a new Comprehensive Credit Assessment Framework CCAF that can provide early warnings and analyses...

Tags: SAS Institute, Credit

White papers 2009-02-27

Manage Your Videos 2009 5.5.01 (Windows)

Manage Your Videos 2009 helps you organize and manage a movie library of any size. Manage Your Videos 2009 automatically indexes each entry by title, actor, director, tape number, and category. You can also print multiple movie titles on a single VCR label. Manage Your Videos 2009 fields include title,...

Tags: Movie, Microsoft Windows, Manage Inc., TurboSystemsCo

Software downloads 2008-10-20

Is WellCare the Countrywide of health care?

Is WellCare the Countrywide of health care?There are outfits that use their own facilites openlyKaiser Permanente is the most obvious and has done this for ages. They invented managed care and that's their model.When managed care started to grow, some companies followed that model, but most abandoned it.The case...

Tags: Vertical industries, Benefits, HEALTHCARE, Kaiser Permanente, Countrywide, WellCare, health care

Discussion threads 2008-01-29

Fun with business intelligence

The financial industries, particularly those concerned with securities trading, employ a lot of genuine rocket scientists - physics grads who aren't intimidated by complexity and consider the transformational models used in finance about as unnatural as breathing. Unfortunately most of their work is not understood...

Tags: Business Intelligence, Credit Card, Data Management, Enterprise Software, Finance, Financial, Financial Accounting, Financial Services, Management, Marketing, Paul Murphy, Pricing, Risk, Sales, Sales Channel, Software, Strategy, Tools & Techniques

Blog posts 2008-01-15

Mortgage Calculator 1 (Windows)

Seeking an easy-to-use, affordable and elegant solution that offers full insight on your long-term payment schedule? Make sure you don't miss Mortgage Calculator! The program enables users to calculate conventional and interest-only mortgages, supports adjustable rate mortgages and provides information on annual percentage rates with respect to the service payments...

Tags: Payment, Microsoft Windows, MoneyGreen Software, Mortgages, Operational Accounting, Finance, Capital Structures

Software downloads 2007-10-30

Mortgage upheaval could ding online advertising

Mortgage upheaval could ding online advertisingThis is news?Dude, current home mportgages ding everything in the economy.Does this mean the end of mortgage spams?If there's no money for mortgage lending, then there's no need to advertise that (non-existant) money via spam... hoorah.Broader reaching than thatYes, some of the top advertisers are...

Tags: Mortgages, Financial services, Traditional Media, online advertising, mortgage, payment, equity

Discussion threads 2007-08-16

Arrowhead Credit Union Mortgage Rates 1 (Windows)

Arrowhead Credit Union Mortgage Rates provides current mortgage rate information for Arrowhead Credit Union in Southern California. Arrowhead is a full-service financial institution that lends primarily in California. Prior to funding a loan a borrower must become a member of Arrowhead Credit Union. Residents or those Employed in the San...

Tags: Mortgagebot, Arrowhead Credit Union, Mortgages, Microsoft Windows, Financial Services, Finance, Capital Structures, Operating Systems, Software

Software downloads 2007-06-01

Lenders abusing federal student borrower database

Lenders with access to an Education Department database of student borrowers have repeatedly violated federal laws, The Washington Post reports. The wrongdoing is so pervasive that Education is considering shutting down the database until it can tighten security, the Post said. Students Social Security numbers, e-mail addresses, phone numbers,...

Tags: Government technology, Education

Blog posts 2007-04-16

Lenders abusing federal student borrower database

Lenders abusing federal student borrower databaseHere's what I'd like to seeI'd like to see these firms cut off from that database. I'm tired of getting solicitations from 3rd parties saying that I should consolidate my loans. I hate it. I'm perfectly happy with my loans the way...

Tags: Storage, database

Discussion threads 2007-04-16

AACrT Movies 1.1.4 (Mac)

AACrT Movies is a database designed for storing your video library information, complete with search capabilities in all categories. The user can set and change dropdown box options; sort movies by any field in list view; set a borrower so he/she can track which movies have been lent out and...

Tags: Apple Macintosh, Movies, AACrT, AACrT Movies, Corporate Communications, Marketing

Software downloads 2006-04-25

LoanMeister 1 (Windows)

LoanMeister uses the power of Microsoft Excel to make it quick and easy to produce an amortization table for a loan by simply entering the amount of the loan, the interest rate, the term of the loan in months, and the starting date of payments. LoanMeister allows you to track...

Tags: Payment, Microsoft Windows, Delbert Hall, LoanMeister, Operational Accounting, Finance

Software downloads 2005-12-29

DVD Listing 3.1 3.1 (Mobile)

DescriptionKeep a record of your entire DVD collection as well as keeping track of where your loaned DVD's are. Never lose a DVD again!Features Easy to use graphical interface Keep track of borrowed and loaned DVD's Works in VGA Mode Supports Pocket PC 2003 SE Landscape and Square modes Filter...

Tags: Mobile, PDA Monkey, DVD, Consumer Electronics, Personal Technology, Home Entertainment

Software downloads 2004-08-20

Hardware check-out/check-in forms

Use these simple yet effective hardware check-out/check-in forms to track your organization's loaner equipment. These forms also ensure that the borrower knows what happens if the hardware is lost, stolen, or damaged.

Tags: TechRepublic Inc., Hardware

Download resources 2003-03-11